Habitat homeowners are called Partner Families because
our program is a multi-year partnership, involving
selection, training, home construction, timely mortgage
payments, ongoing maintenance, and volunteering to
help other families.
Partner Family applicants participate
in a rigorous evaluation process and are selected based
on 3 criteria:
Need for Adequate Shelter
Families are currently living in some form of substandard housing.
Willingness to Partner
Families must be willing to partner with Habitat,
investing 500 hours of what is called “sweat equity” in
volunteering, home construction and training,
which includes budget management, financial literacy,
and routine maintenance.
Ability to Pay While the income of these families is
less than 60 percent of the area median income,
selected families must display the ability to pay
a no-profit, no interest mortgage consistently
over time.
Partner Family Requirements:
Must be first-time homebuyers
Complete 500 sweat equity hours prior to moving in to the completed Habitat home
Pay closing costs and purchase the finished home through an interest-free, no-profit mortgage
Make on-time payments and provide regular upkeep of the home and yard
What is So Important about Homeownership?
In contributing to the building of
their own and other family’s homes, Habitat homeowners
gain a sense of hope, pride and accomplishment. They become financially,
socially and emotionally invested in themselves and their communities
Studies Show that Homeownership:
Improves health
Has a positive effect on children
Builds wealth
Strengthens communities.
Click
here for more information on the benefits of homeownership.
Contact the Family Team at
216-429-1299 x225
Mission Statement: Greater
Cleveland Habitat for Humanity, a Christian-based organization, develops
opportunities for all of God's people to act out their faith. By working
in partnerships to eliminate substandard housing, we enable families
and volunteers to improve lives. We create hope by building homes, strengthening
neighborhoods and reweaving communities.
